Housing Loan

EcoLogic Home

Low Interest rates

I AM INTERESTED
EcoLogic Home

Why you should choose it

<p>With interest rate margin from 1.55%</p>
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With interest rate margin from 1.55%

<p>No arrangement fees</p>
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No arrangement fees

<p>Discounts on insurance premiums</p>
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Discounts on insurance premiums

More on this product

Main Benefits
  • With interest rate margin from 1.55%. 
  • No arrangement fees. 
  • No fees in the event of early repayment.
  • It can be granted in the form of a loan or in the form of an overdraft with regular decreases of the limit; "Housing Overdraft".
  • Discounts on Atlantic Insurance House Insurance Plans 'Fire & Special Perils' and 'Executive Household' arranged through Bank's Insurance Agency:
        > 25% for the 1st year
    
        

Features
Eligible for:

Physical persons, permanent Cyprus residents, aged from 25 years old and up to 65 years old at the maturity of the facility.

Duration:

Up to 15 years

Purpose:

Renovation/upgrading of energy efficiency for primary or holiday home, to energy efficiency category A or B

Loan Amount:

Up to €80,000

The loan amount can be up to 70% of the value of the primary residence

Bank Fees:
  • No Arrangement fees
  • No early repayment fees
Required Collaterals:
  • First legal mortgage over the property to be financed.
  • Assignment of life and property insurance.
  • Any other security that may be required by the Bank.
    Interest Rates

    The interest rate is variable for the entire duration of the loan. Please find our interest rates and representative examples here.

    Terms and Conditions
    • All applications are subject to Bank's approval pursuant to its lending policy being in force from time to time.
    • Any insurance application through Bank's Insurance Agency, is subject to the assessment and approval of Atlantic Insurance and within their risk acceptance policy. Terms and Conditions apply. 
    • The Bank reserves the right to modify or withdraw the product at any time, at its absolute discretion.
    • The consumer has the right of withdrawal.
    • Τhe product is subject to further terms and conditions. For more information call us at 800 11 800 (24 hours) or visit any of our branches.